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V.  Verma, Betti, G., Ballini, F., Natilli, M., and Galgani, S., ?Personal income in the gross and net forms: applications of the Siena Micro-Simulation Model (SM2)?, in conference of the Societ\'e0 Italiana di Economia, Demografia e Statistica (SIEDS), Campobasso, 2003.\par \par }